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Could also be called how I learned all of this stuff.

Websites

Books

Lectures/Academics

It has a mathematical proof showing MKT is efficient.

Timing The Market Games

Or games that will prove that timing the market is 99.999% of the time a terrible idea, and you shouldn't bother.

Safe withdrawal rate(SWR) -> how many times expenses you need.

i.e. for a 4%/yr SWR, you need 25 x your expenses/yr.

example: I believe a 4% SWR is a safe starting point, I currently spend $40k/yr in expenses, how much $'s do I need invested?

40,000 * 25 = 1,000,000

1,000,000 * .04 = 40,000

SWRExpenses multiplier
4.5%22
4%25
3.5%28.6
333
250